Fractional CFO

A Fractional CFO for Your Business, Without the Full-Time Price

A part-time chief financial officer who reads your numbers and helps you grow, for a monthly fee a small business can afford. Serving North Central Washington.

Book Your Free Call 15 minutes. We look at your numbers and show you what we find. No pressure.

A fractional CFO is a part-time chief financial officer who helps a business owner understand their numbers and make better decisions, for a fraction of the cost of a full-time hire. A full-time CFO costs $250,000 or more a year. A fractional CFO gives you the same guidance for a monthly fee a small business can actually afford.

What Does a Fractional CFO Actually Do?

A fractional CFO reads your numbers so you do not have to guess. Every month we clean and close your books, put them on a live dashboard, and sit with you to answer the questions that decide whether your business grows: where is money leaking, can you afford the next hire, is your pricing right, and how much should you set aside for taxes. Your bookkeeper records what happened. Your CPA files your taxes. Your CFO helps you decide what to do next.

What Is the Difference Between a CFO, a CPA, and a Bookkeeper?

The short version: a bookkeeper records the past, a CPA handles your taxes, and a fractional CFO helps you make money and better decisions going forward. Most growing businesses need all three, and they work together.

	Bookkeeper	CPA	Fractional CFO (us)
What they do	Records and categorizes transactions	Prepares and files your taxes	Reads your numbers and guides decisions
Their focus	The past	Tax compliance	Growth, profit, and cash
How often you talk	Monthly data entry	Usually once a year	Every month
The question they answer	What did I spend?	What do I owe the IRS?	Can I afford this? Where is my money leaking?
Do you still need the others?	We can be your bookkeeper too	Yes, keep your CPA	We work with both

This is the seat almost no business under a few million dollars has ever had filled. A CPA is essential at tax time, but a CPA is not watching your cash in March or telling you whether the hire you want in June makes sense. That is a CFO. We are that CFO, at a price that fits a real business.

Do I Need a Fractional CFO?

If any of these sound familiar, the answer is probably yes:

Revenue is up, but there never seems to be more money in the account
You could not say with confidence whether last month was good or bad
Big decisions, like a hire or a price change, get made on gut feel
Tax season is a surprise every year, and never a good one
You are the one holding all of it in your head

No cost, no pressure

Find Out What Your Business Is Leaking

Still weighing a CFO against a CPA or a bookkeeper? Read CFO vs CPA vs bookkeeper.

Book your free 15 minute Growth Strategy Call. We look at your numbers, show you what we find, and you keep it either way.

Backed by the 3x Value Guarantee: if we do not identify at least 3x your advisory investment in your first 90 days, we keep working free until we do.

Book Your Free Call

Questions

Asked and Answered

How much does a fractional CFO cost?

Far less than a full-time CFO, which runs $250,000 or more a year. Our CFO plan is $997 a month, and it includes done for you bookkeeping, a live dashboard, and a monthly financial review. Every engagement starts with a one time setup quoted flat on your free Growth Strategy Call.

Is a fractional CFO the same as a CPA?

No. A CPA files your taxes and handles compliance. A fractional CFO helps you read your numbers and make better decisions about growth, cash, hiring, and pricing. You keep your CPA for taxes, and we work with them.

Do you work remotely?

Yes. We are a remote service based in Peshastin, Washington, serving business owners across North Central Washington and beyond. Most of the work happens through your live dashboard and a monthly review.

What is the 3x Guarantee?

In your first 90 days, if we do not identify at least three times your advisory investment in savings, recoverable cash, and margin opportunities, we keep working at no charge until we do. And if we still cannot, we refund every advisory dollar you have paid.